What would you do if you had a sudden health issue while traveling? Would you know which doctor or hospital to go to? Would you know the local language to inform them of your issue? What if you required a medical evacuation to get proper treatment? There are countless stories about travelers that have diving accidents, slips and falls as a result of uneven stairs – you get the point.
Obtaining medical treatment and hospital care abroad can be expensive, and medical evacuation to the U.S. can cost more than $50,000. Note that U.S. medical insurance is generally not accepted outside the United States, nor do the Social Security Medicare and Medicaid programs provide coverage for hospital or medical costs outside United States.If your insurance policy does not cover you abroad, it is a good idea to consider purchasing a short-term policy that does. There are health insurance policies designed specifically to cover travel. Many travel agents and private companies offer insurance plans that will cover health care expenses incurred overseas including emergency services such as medical evacuations.